The Fraud Doctor

Emergency Response Protocol

STOP. SECURE. REPORT.™

If you are under pressure right now, follow these steps immediately. Do not engage with the caller.

Immediate physical danger or threats: Call 911.

If you suspect a caregiver, relative or another person your parent or loved one depends on is taking or controlling their money, do not confront that person if doing so could increase danger or isolation.

Your first three contacts

Your loved one’s financial institution

Use the number on the back of their physical bank card or in the institution’s official app or website. Say that they may be the victim of fraud or social engineering. Report any transaction they did not authorize and ask whether any pending payment or transfer can be stopped or recalled. Ask the institution to secure affected accounts or cards and explain the next steps.

Have the account holder participate when possible unless you are legally authorized to act for them.

Do not use a telephone number, link or contact information provided by the person who contacted them.

211 — community and safeguarding support

Dial 211 to be connected with local elder-abuse, adult-protection or victim-support services.

In British Columbia

Seniors Abuse and Information Line — toll-free: 1-866-437-1940

Seniors Abuse and Information Line — Lower Mainland: 604-437-1940

Canadian Anti-Fraud Centre

Report confirmed or attempted fraud even if no money was lost. Reports help authorities identify fraud patterns and warn other Canadians.

1-888-495-8501Monday–Friday, 10:00 a.m.–4:45 p.m. ET
Report fraud online(opens in a new tab)

Additional help when relevant

Identity or credit information exposed

If you shared sensitive identity information, believe an account was opened in your name, or find credit activity you do not recognize, contact both Canadian credit bureaus and ask what fraud or identity-protection option is available where you live.

Equifax Canada

1-800-465-7166

TransUnion Canada

1-800-663-9980
Was the caller claiming to be from the CRA?

End the original contact and verify the situation directly with the Canada Revenue Agency. Do not use a callback number supplied by the caller.

CRA individual enquiries

1-800-959-8281
Was the caller claiming to be from immigration?

Use this only when the communication involves immigration status, deportation threats, visas, permits, citizenship, immigration documents or someone claiming to represent IRCC. IRCC is not a general fraud-reporting service.

IRCC, from within Canada

1-888-242-2100
Do you need confidential victim support in British Columbia?

VictimLinkBC provides confidential, multilingual crisis support, safety planning, information and referrals for people affected by crime or abuse. It is not a replacement for 911 when someone is in immediate danger.

VictimLinkBC

1-800-563-0808

Call or text 24/7

If remote access was already given

If remote access was already allowed, stop using the affected device and disconnect it from Wi-Fi or unplug its network cable. Using a different trusted device, contact the financial institution and change passwords for affected accounts. Have the affected device checked by a reputable technical-support professional before reconnecting it.

Preserve the evidence

Do not continue the conversation, but preserve the evidence. Keep receipts and take screenshots of messages, email addresses, telephone numbers, payment instructions and transaction details. Do not click links or open attachments while collecting this information.

Once you have taken these steps, return to your readiness check. You can pause, resume, or restart at any time.

I Have Secured My Household — Return to Readiness Check

Nothing here requires a name, an email address, or payment.